!InsureMeSGB

SGB Insurance Services has been providing comprehensive home, auto, and commercial insurance coverage to people living in Temecula, Murrieta, and the surrounding areas since 1989.

We are an independent agency which gives us the freedom to establish relationships with premium insurance providers including Nationwide, Mercury, and SafeCo. These relationships allow us to provide huge savings through competitive rates on custom tailored insurance policies for our clients, and ensure no gaps in coverage.

Contact us today and see how we can help you protect your business, assets, and property.

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We specialize in home and auto insurance coverage, but we are able to write any personal or commercial policy you may need. If you have a unique insurance need, we are able to write for niche products including bonds, contractors, and EPLI.

  • Home & Auto Insurance
  • Coverage for Your Business
  • Commercial Auto Insurance
  • Specialty Trade Contractors Insurance
  • Recreational Vehicle Insurance
  • Motorcycle Insurance
  • Bonds

Our goal is to write every policies requested by our customers, but we also work through our established relationships to provide coverages that may be outside of our realm. This is a testament to not only the partnerships we have built, but to the care we take in providing our customers with nothing but the best.


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Scott Becker and his team at SGB are fabulous people. I am a business owner and started with them on one small item. Since then I have moved all of our business policies to them and I don't plan on going any where else. They are extremely knowledgeable and helpful, and are always quick to respond. They are much more than just an insurance agent and I am so happy to have found them. I highly recommend them to anyone needing insurance services.” -Amy


How to Help

Over the last few months there has been a series of devastating natural and man-made disasters which have wrecked havoc on the lives of many of our fellow citizens.

First it was Hurricane Harvey ravaging the Gulf Coast and Texas. Next it was Hurricane Irma, one of the largest Category 5 hurricanes on record, shooting up the west coast of Florida. Followed by Hurricane Maria slogging directly over Puerto Rico. Then finally, the terrible shooting in Las Vegas that took the lives of 59 people at an outdoor concert.

Blazing wildfires in Napa and Sonoma County which started on Sunday, October 8th have grown out of control and have burned hundreds of thousands of acres, with 31 dead, and over 460 missing.

Our hearts, thoughts, and prayers go out to everyone affected by these disasters. We also want to help. On top of making donations ourselves, we created this list of fund raising pages to make it easier for you to to help the victims, friends, and families of each of these tragedies and at least in some small way, ease their pain. Thank you.

Napa & Sonoma County Wild Fire

Las Vegas Victims Fund

Hurricane Harvey (Texas)

Hurricane Maria (Puerto Rico)

Hurricane Irma (Florida)


Thank a Hero During the Holidays!

The Holiday Season is a great time to thank the heroes that bravely defend our great nation. Saying thanks can be done in many ways:

  • Contact your local VA hospital and ask about their volunteer programs
  • Ask your employer if they match charitable donations, then select a veteran based charity from their designated list
  • Donate your companionship through programs like the Elk's Lodge program

There are also several, reputable charities that specialize in helping veterans including:

Take the time this Holiday Season to donate time, money, gifts, clothing, or toys to your favorite veteran based charity, they will go a long way in thanking a veteran and brightening their holiday spirit!


Buying Insurance Directly vs Using a Broker

We conducted a survey asking people what mattered to them when shopping for insurance, these were their responses by order of importance:

  • Cost
  • Ease
  • Speed
  • Peace of mind

No surprise here, everyone has a budget, and insurance isn't usually at the top of the list. The common misbelief that buying insurance directly saves money, is often times not the case at all. Reputable insurance brokers are usually offered lower rates from insurance companies so that consumers don't have to eat the extra cost by introducing a “middle man”.

Another common misbelief is that buying directly is easier and faster than buying from a broker. There are many websites with slick interfaces that appear easy and fast, but a majority of the time you end up having to talk to someone anyway. Plus, brokers are far more pro-active after receiving a quote request, often answering questions by email or phone, to help educate the consumer.

Buying from an professionally trained broker also provides the added peace of mind knowing they will get you the right policy at the right price. This is critically important when an unfortunate “surprise” occurs. If you are underinsured or not insured at all, the stress levels can make an unfortunate surprise much worse.

The brokers here at SGB are well trained in all insurance categories and will work hard to get you a comprehensive insurance policy at the right price. They will make the whole process easy, fast, and give you peace of mind that you are protected, so you can focus on more important things, like taking the family to Disneyland!

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Wildfire Prevention

Wildfires are destructive forces of nature that can be started anywhere and by various methods including lightning strikes, transformer sparks, undoused cigarettes & campfires, or even by malicious individuals.

When a wildfire starts, there's not much you can do if your home is in the path of a raging inferno driven by unstable weather. This is especially true if a mandatory evacuation is ordered.

However there are steps you can take to protect your home and assets to mitigate the risk of a wildfire...

Clear debris from around your home

Removing the fuel for a fire including brush and debris can go a long way in protecting your home. Ideally you want at least a 30 foot gap between your property and any wild vegetation. Not only will this act as a buffer, but it will also give room to the brave firefighters working to protect your home.

Protect your vents

Adding small screens to your vents can protect your home from small embers that would otherwise enter. Embers can be carried long distances in the right conditions, and can easily spark another wildfire.

Think overhead

Ensure that your roof is a Class A roof and try to avoid wooden shingles in favor of asphalt, metal, or tile. Also be sure to clean out gutters and eaves removing dry tinder which could be cast ablaze from an ember.  

Although your risk to a wildfire may be mitigated by taking the above precautions, they will not fully protect your home. The best option is to ensure you have a comprehensive home owners policy that protects you in the event of wildfires and other natural disasters like earthquakes and floods. 


Flood Insurance

Believe it or not, many homeowner policies DO NOT cover flood damage leaving them unprotected. Flood damage can be costly and destructive, as demonstrated in the news coverage of hurricanes Harvey and Irma.

SGB Insurance offers cost effective flood insurance to help protect your home and assets from flooding not just caused by rain fall and storm surges associated with hurricanes but also blocked storm drainage systems, snow melts, etc.

We can help protect your home and valuable assets regardless of where your property is located. As independent agents we’ll shop the market for you to obtain a policy that’s affordable. We’ll also help you select the policy that’s right for you and for the area in which you live. It is crucial to review your flood insurance coverage annually as flood zone mappings change from year to year.


Motorcycle Insurance

Whether you’re a weekend warrior, a casual rider, or a hardcore motorcyclist, you cannot predict if and when an accident will occur. This is one reason why state law mandates that riders must possess motorcycle insurance. Both property damage liability and bodily injury liability are automatically included under motorcycle insurance.

Our convenient, instant quotes, affordable coverage, and friendly agents are just some of the reasons motorcyclists like you trust us for quality insurance coverage.

You can select coverage in the following areas:

  • Accidental protection
  • Passenger protection
  • Breakdown protection
  • Replacement cost coverage

Optional coverage for custom equipment, medical payments, and towing and labor. 

You also may be able to save money on your premiums if your motorcycle is stored in a garage, if you belong to certain rider groups, or if you have taken a safe rider course sponsored by the Motorcycle Safety Foundation. 

Enjoy the freedom of the open road knowing that we are protecting your ride. Whether you’re cruising in a sports bike, standard motorcycle, or custom ride, we have an insurance policy that is both affordable and complete.

Our team of professional insurance representatives will assist you in deciding which Motorcycle Insurance plan is right for you by determining the discounts and special features you may be eligible to receive.


Worker's Comp Insurance

At SGB Insurance Services we specialize in Workers Compensation. Worker's comp is important to any business, big or small, because it's required by California state law, and it protects the worker and business in the case of a job related injury.

Worker's comp doesn't just protect workers, it also protects the business. In turn for receiving medical and rehabilitation costs (and possibly lost wages), workers cannot drag the business through expensive lawsuits, giving peace of mind to everyone involved.

Worker's comp doesn't have to be expensive, and quality of insurance providers does matter. Let SGB Insurance Services set your company up with a policy that offers the best protection at a competitive rate. We'll help you with your insurance needs so you can focus on more important things like growing your business.


Restaurant Owners

Did you know? Each year, 1 in 6 Americans gets sick as a result of consuming contaminated foods or beverages. Food contamination, among other risks and exposures such as alcohol liability, kitchen fires, and slips, trips and falls are some of the risks that could cause harm to your patrons, reputation and business.

Keeping employee safe is also critical to help keep your business running smoothly. Lifting, cutting, and reaching tasks are some of the sources of strains, sprains, cuts and lacerations to your employees.

At SGB Insurance Services we can provide you the resources to help manage a happy customer base and provide employees a safe work environment.

Restaurant organizations have unique risks. and SGB Insurance Services offers products and insights to help our customers identify and protect against potential business disruptions.

Drawing on extensive research and years of experience, we offer:

  • Property
  • Workers Compensation
  • General Liability
  • Auto
  • Umbrella/Excess Liability

Who is this right for?

  • Fine dining establishments
  • Family style restaurants
  • Fast-casual restaurants
  • Restaurants with catering services
  • Deli's
  • Night Clubs
  • Bars

If you are a restaurant owner we understand your needs. Request a no obligation review of your current policies and proposal of insurance from one of our Licensed Professionals.


DMV Registration Services

Why stand in long lines at the DMV when you can get most of the same services done in a quiet, comfortable setting in just half the time? We specialize in the following services:

  • Duplicate Vehicle Registration
  • Plate & Sticker Replacement
  • Duplicate Title (Non-Transfer)
  • Bill of Sale Form

We also offer a military discount which includes a free DMV renewal service and / or Title Transfer ($60 value)!

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What You Can Expect From Us

With 150 years of collective experience, and counting, our team of agents make sure that we provide each client with exceptional customer service at all times. The service we provide after the sale is what sets us apart from competition. We work side-by-side with our clients from the beginning, through claims process, and when it is time for renewal.

Contact us to learn more about our insurance options, we are eager to answer any questions you have and to help you protect your assets.

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Hours

Monday:9:00AM - 5:00PM
Tuesday:9:00AM - 5:00PM
Wednesday:9:00AM - 5:00PM
Thursday:9:00AM - 5:00PM
Friday:9:00AM - 5:00PM
Saturday:9:00AM - 1:00PM
Sunday:Closed


Location

We are conveniently located right off the 15 Freeway and Clinton Keith. We proudly serve Temecula, Wildomar, Murrieta, Hemet, Perris, Menifee, Lake Elsinore and Sun City.