SGB Insurance Services has been providing comprehensive home, auto, and commercial insurance coverage to people living in Temecula, Murrieta, and the surrounding areas since 1989.
We are an independent agency which gives us the freedom to establish relationships with premium insurance providers including Nationwide, Mercury, and SafeCo. These relationships allow us to provide huge savings through competitive rates on custom tailored insurance policies for our clients, and ensure no gaps in coverage.
Contact us today and see how we can help you protect your business, assets, and property.
We specialize in home and auto insurance coverage, but we are able to write any personal or commercial policy you may need. If you have a unique insurance need, we are able to write for niche products including bonds, contractors, and EPLI.
- Home & Auto Insurance
- Coverage for Your Business
- Commercial Auto Insurance
- Specialty Trade Contractors Insurance
- Recreational Vehicle Insurance
- Motorcycle Insurance
Our goal is to write every policies requested by our customers, but we also work through our established relationships to provide coverages that may be outside of our realm. This is a testament to not only the partnerships we have built, but to the care we take in providing our customers with nothing but the best.
“Scott Becker and his team at SGB are fabulous people. I am a business owner and started with them on one small item. Since then I have moved all of our business policies to them and I don't plan on going any where else. They are extremely knowledgeable and helpful, and are always quick to respond. They are much more than just an insurance agent and I am so happy to have found them. I highly recommend them to anyone needing insurance services.” -Amy
Buying Insurance Directly vs Using a Broker
We conducted a survey asking people what mattered to them when shopping for insurance, these were their responses by order of importance:
- Peace of mind
No surprise here, everyone has a budget, and insurance isn't usually at the top of the list. The common misbelief that buying insurance directly saves money, is often times not the case at all. Reputable insurance brokers are usually offered lower rates from insurance companies so that consumers don't have to eat the extra cost by introducing a “middle man”.
Another common misbelief is that buying directly is easier and faster than buying from a broker. There are many websites with slick interfaces that appear easy and fast, but a majority of the time you end up having to talk to someone anyway. Plus, brokers are far more pro-active after receiving a quote request, often answering questions by email or phone, to help educate the consumer.
Buying from an professionally trained broker also provides the added peace of mind knowing they will get you the right policy at the right price. This is critically important when an unfortunate “surprise” occurs. If you are underinsured or not insured at all, the stress levels can make an unfortunate surprise much worse.
The brokers here at SGB are well trained in all insurance categories and will work hard to get you a comprehensive insurance policy at the right price. They will make the whole process easy, fast, and give you peace of mind that you are protected, so you can focus on more important things, like taking the family to Disneyland!
Licensed Health Insurance Agents
Navigating today's Health Insurance market can be overwhelming and often frustrating. Regulations are being added and removed almost daily. “Exchange Navigators” were created to help you sift through all the health insurance offerings and select the best plan for your needs, but unfortunately their services are extremely limited. Their only objectives are to help you shop the exchanges and search for subsidies, that's it.
What you want is a Licensed Health Insurance Agent. Here at SGB Insurance Services we feature licensed agents who can do everything an Exchange Navigator can do, including shopping exchanges and finding subsidies, but our agents can also:
- Help you understand plans NOT on a government exchange
- Recommend a plan based on your individual needs
- Act as an advocate if you get pushback from your insurance company
The best part? Using a licensed health insurance agent is free, because agent commissions are already built into health insurance premiums, so working with an experienced, licensed agent won't cost you a dime.
Take advantage of your free benefit, and leverage one of our licensed health insurance agents today! We are happy to help you navigate the health insurance market and find you the most comprehensive and least expensive plan possible that is 100% custom tailored to your needs!
Believe it or not, many homeowner policies DO NOT cover flood damage leaving them unprotected. Flood damage can be costly and destructive, as demonstrated in the news coverage of hurricanes Harvey and Irma.
SGB Insurance offers cost effective flood insurance to help protect your home and assets from flooding not just caused by rain fall and storm surges associated with hurricanes but also blocked storm drainage systems, snow melts, etc.
We can help protect your home and valuable assets regardless of where your property is located. As independent agents we’ll shop the market for you to obtain a policy that’s affordable. We’ll also help you select the policy that’s right for you and for the area in which you live. It is crucial to review your flood insurance coverage annually as flood zone mappings change from year to year.
Whether you’re a weekend warrior, a casual rider, or a hardcore motorcyclist, you cannot predict if and when an accident will occur. This is one reason why state law mandates that riders must possess motorcycle insurance. Both property damage liability and bodily injury liability are automatically included under motorcycle insurance.
Our convenient, instant quotes, affordable coverage, and friendly agents are just some of the reasons motorcyclists like you trust us for quality insurance coverage.
You can select coverage in the following areas:
- Accidental protection
- Passenger protection
- Breakdown protection
- Replacement cost coverage
Optional coverage for custom equipment, medical payments, and towing and labor.
You also may be able to save money on your premiums if your motorcycle is stored in a garage, if you belong to certain rider groups, or if you have taken a safe rider course sponsored by the Motorcycle Safety Foundation.
Enjoy the freedom of the open road knowing that we are protecting your ride. Whether you’re cruising in a sports bike, standard motorcycle, or custom ride, we have an insurance policy that is both affordable and complete.
Our team of professional insurance representatives will assist you in deciding which Motorcycle Insurance plan is right for you by determining the discounts and special features you may be eligible to receive.
Worker's Comp Insurance
At SGB Insurance Services we specialize in Workers Compensation. Worker's comp is important to any business, big or small, because it's required by California state law, and it protects the worker and business in the case of a job related injury.
Worker's comp doesn't just protect workers, it also protects the business. In turn for receiving medical and rehabilitation costs (and possibly lost wages), workers cannot drag the business through expensive lawsuits, giving peace of mind to everyone involved.
Worker's comp doesn't have to be expensive, and quality of insurance providers does matter. Let SGB Insurance Services set your company up with a policy that offers the best protection at a competitive rate. We'll help you with your insurance needs so you can focus on more important things like growing your business.
Did you know? Each year, 1 in 6 Americans gets sick as a result of consuming contaminated foods or beverages. Food contamination, among other risks and exposures such as alcohol liability, kitchen fires, and slips, trips and falls are some of the risks that could cause harm to your patrons, reputation and business.
Keeping employee safe is also critical to help keep your business running smoothly. Lifting, cutting, and reaching tasks are some of the sources of strains, sprains, cuts and lacerations to your employees.
At SGB Insurance Services we can provide you the resources to help manage a happy customer base and provide employees a safe work environment.
Restaurant organizations have unique risks. and SGB Insurance Services offers products and insights to help our customers identify and protect against potential business disruptions.
Drawing on extensive research and years of experience, we offer:
- Workers Compensation
- General Liability
- Umbrella/Excess Liability
Who is this right for?
- Fine dining establishments
- Family style restaurants
- Fast-casual restaurants
- Restaurants with catering services
- Night Clubs
If you are a restaurant owner we understand your needs. Request a no obligation review of your current policies and proposal of insurance from one of our Licensed Professionals.
DMV Registration Services
Why stand in long lines at the DMV when you can get most of the same services done in a quiet, comfortable setting in just half the time? We specialize in the following services:
- Duplicate Vehicle Registration
- Plate & Sticker Replacement
- Duplicate Title (Non-Transfer)
- Bill of Sale Form
We also offer a military discount which includes a free DMV renewal service and / or Title Transfer ($60 value)!
What You Can Expect From Us
With 150 years of collective experience, and counting, our team of agents make sure that we provide each client with exceptional customer service at all times. The service we provide after the sale is what sets us apart from competition. We work side-by-side with our clients from the beginning, through claims process, and when it is time for renewal.
Contact us to learn more about our insurance options, we are eager to answer any questions you have and to help you protect your assets.
|Monday:||9:00AM - 5:00PM|
|Tuesday:||9:00AM - 5:00PM|
|Wednesday:||9:00AM - 5:00PM|
|Thursday:||9:00AM - 5:00PM|
|Friday:||9:00AM - 5:00PM|
|Saturday:||9:00AM - 1:00PM|
We are conveniently located right off the 15 Freeway and Clinton Keith. We proudly serve Temecula, Wildomar, Murrieta, Hemet, Perris, Menifee, Lake Elsinore and Sun City.